Set Me Debt Free
Take Control of Your Financial Future Today
Debt can feel overwhelming. Whether you’re dealing with multiple creditors, getting harassed by calls, or simply can’t see a way forward — you’re not alone. At Set Me Debt Free, we partner with you to find the best path forward. We assess your situation, explain your options in clear, simple terms, and help you regain peace of mind.
Our Services
Here are some of the solutions we can help you with:
Individual Voluntary Arrangements (IVA)
In IVA all of your debt will be consolidated into one. You have to pay one single monthly payment which will cover all of your debts. It’s a formal solution .
Debt Management Plan (DMP)
Combine your debts into one manageable monthly payment via negotiation with creditors. Lowers stress, reduces interest/fees, gives you a realistic schedule to repay.
Trust Deed (For Scottish People)
A trust deed is a legally binding agreement between you and the people you owe money to, to pay all or some of the money you owe. It’s mainly for people live in Scotland.
Debt Relief Order (DRO)
In DRO you don’t need to pay anything and all of your debt will be legally written off.
Bankruptcy
Bankruptcy debt solutions in the UK typically refer to legal processes that individuals or businesses may use when they are unable to repay their debts
Secured Loans
If you have got a mortgage then you can get a secured loan against your mortgage with lower Annual Percentage Rate (APR).
When I first contacted Set Me Debt Free, I was overwhelmed. Their team explained every step, helped me negotiate with my creditors, and within a year I’m nearly debt free. They gave me hope.
Samuel Carter
About Us
At Set Me Debt Free, our mission is simple: to help people break free from the burden of debt, reclaim financial dignity, and build the foundations for a secure future.
We believe that everyone deserves support and clarity when it comes to money. Many debt advice services can feel intimidating or confusing — we’re here to make it simple, humane, and effective.
Our team comprises certified financial counsellors, debt advisors, and legal specialists with years of experience. Together, we’ve helped hundreds of people in situations like yours — whether it’s juggling multiple debts, facing insolvency, or simply trying to make ends meet.
We are guided by values of transparency, respect, integrity, and empowerment.
Ready to explore your options?
Get Debt Free
We offer confidential, judgment-free help. Your path to being debt free starts here.